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FinTech

FinTech products with the control layer regulators expect

AML-grade oversight of political ad spend, a crypto intelligence platform rebuilt with an AI layer, financial-crime investigation software for a national authority: we build FinTech where every dollar has a trail and every integration has a fallback.

  • 130+People, remote across Poland
  • 6 wksTo a working product, factory model
  • 5.0Clutch rating from clients

This is for you if you move money, data or risk

  • Compliance is a feature

    KYC, AML, audit trails and roles designed into the model, not added for the audit.

  • Integrations are the product

    Payment rails, card issuers, exchanges and banks — with retries, idempotency and reconciliation.

  • AI on financial data

    Intelligence and automation with evaluation, explainability and cost control.

  • You need a team that has done it

    Three public FinTech case studies, from scratch and from takeover.

What FinTech gets from us. Controls as engineering

How we work in FinTech

  • Compliance engineering

    Virtual cards only the right person can activate, AML checks, audit trails, roles — built from scratch for political ad spend oversight.

  • Reliable integrations

    Idempotent payment flows, reconciliation jobs and observability for every third-party call.

  • AI intelligence layers

    RAG and semantic search over market and transaction data, tested across several LLMs in production.

Where FinTech breaks

Three failure modes we design against.

  • The double charge

    Idempotency keys, retries with backoff and reconciliation jobs are not optional in a payment flow.

  • The audit you cannot answer

    Who did what, when, with which data — logged immutably from day one.

  • The integration with no fallback

    Every external dependency gets a timeout, a circuit breaker and a plan for when it is down.

AML-grade oversight, built from scratch

In this U.S. political ad spend platform, campaign funds move through virtual cards that only the assigned agency employee can activate.

We designed and built the control layer from the frontend to infrastructure for a client under NDA.

Spacecraft illustration with Claude Code, Lovable, Codex and Cursor logos

The platform controls who can activate a virtual card and how campaign funds reach advertisers.

Pirxey provides you the full package - you can ask for data experts, you can ask for AI experts, you can ask for frontend experts, and you have everything. The communication was really great - more than that, it was amazing.
Shahar YahavCo-founder, Signal Mesh

What you get. Six ways we build FinTech

Compliance & control layers

KYC, AML, roles, audit trails, virtual card controls.

Payment & banking integrations

Rails, issuers, exchanges, banks — idempotent and reconciled.

AI intelligence

Market and transaction intelligence with semantic search and evaluation.

Secure infrastructure

Encryption, secrets management, observability, residency.

Takeover & audit

A fast-built platform assessed and hardened before real money flows.

Crypto & blockchain

Smart contracts and exchange integrations with security review.

How we work

Every dollar has a trail

We set deadlines once the design is final, counted in working days, not as dates promised in a sales call. You hear about a problem from us, with options, while there is still time to choose.

Pirxey provides you the full package - you can ask for data experts, you can ask for AI experts, you can ask for frontend experts, and you have everything. The communication was really great - more than that, it was amazing.
Shahar YahavCo-founder, Signal Mesh
  1. Scoping call

    What you want to achieve, by when, with what budget. We say on the call whether we are the right team, and what the smallest useful first step is.

  2. Workshop & plan

    A short workshop with your stakeholders: outcome, hard and soft deadlines, integrations, risks. You get a written scope, a price range and the split between what AI accelerates and what needs a senior engineer.

  3. Build in increments

    We build in deployable increments with code review and automated tests. You get a status daily at first, then weekly once trust is there. Scope lives in Linear; conversations happen in Slack.

  4. Launch & grow

    Monitoring, documentation and runbooks handed over, or a squad that stays. Either way the product can be operated without us.

Proof, not promises

Featured
FinTech · Government
NDA · USA

AML-grade oversight for U.S. political ad spend, built from scratch

3 mo development
Read
AI · FinTech
Signal Mesh · USA

Taking over and rebuilding a crypto intelligence platform

Security · Government
Matic · Poland

Financial-crime investigation software for Poland's authorities

What clients say

Shahar Yahav
"Pirxey gave us the full package - frontend, backend, AI, and data - all under one roof, which meant we never had to coordinate multiple vendors. They thought like product owners, not contractors."
Shahar YahavCo-founder, SignalMesh
Katarzyna Moszczyńska
"What stayed with me was the communication. Fast, clear, and always with something concrete - a proposal, an update, a solution. We never had to wonder what was happening."
Katarzyna MoszczyńskaHead of Science Department, WSB Merito
Piotr Gocał
"Their ability to quickly deliver high-quality solutions while maintaining transparency in communication is rare."
Piotr GocałProject Manager, Matic SA
Marcel Brus-Ramer
"When you propose something to them, they don't simply say yes - they come back with a pro and con. You're not getting a classic developer who simply does and then you have to fix the thinking yourself. If I had another AI idea and wanted to pursue it, I would just use Pirxey."
Marcel Brus-RamerFounder, President, Elite Medical Prep
Oliver
"Well… didn't know what to expect but honestly, now I'm learning much from you guys. Had no idea an external tech partner can be so pro and organized."
OliverCTO, client under NDA
Piotr Gocał
"Their ability to quickly deliver high-quality solutions while maintaining transparency in communication is rare."
Piotr GocałProject Manager, Matic SA

The people who build money software

  • In FinTech the interesting code is the boring code: idempotency, reconciliation, audit logs. We write it first, not last.

    Krzysztof

    Architecture and APIs

  • In FinTech the interesting code is the boring code: idempotency, reconciliation, audit logs. We write it first, not last.

    Piotr

    Delivery and squads

  • In FinTech the interesting code is the boring code: idempotency, reconciliation, audit logs. We write it first, not last.

    Grzegorz

    Cloud and CI/CD

  • In FinTech the interesting code is the boring code: idempotency, reconciliation, audit logs. We write it first, not last.

    Piotr

    AI research and adoption

Questions FinTech teams ask us

  • Our public case studies cover political ad spend controls for an unnamed client, investigation software for Matic, and Signal Mesh’s crypto intelligence platform. These describe delivered systems, not a blanket regulatory certification.
  • Scoped in discovery with your compliance owner; controls are modelled in the domain, logged immutably and tested, with evidence for auditors.
  • Yes, with idempotent flows, retries, reconciliation and monitoring for every provider call.
  • Yes. We start with an audit of code, infrastructure and access controls, then harden before adding features — as with Signal Mesh.
  • Where it earns its place: intelligence, search and automation with evaluation and cost control; never as an unreviewed decision maker on money movement.
  • We are a remote team based in Poland, with 130+ engineers at the company. We agree working-hour overlap with your team at kick-off.
  • We start with your payment flows and the controls they need. Discovery with your product and compliance owners defines the scope and price range.

Scope your FinTech product

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