Articles from the team — AI productivity, software business, MVP delivery, and how we pick partners over vendors. Written by engineers who ship, not consultants who slide-deck.
Most FinTech systems fail at fragile integrations, not bad code. Learn the 5 criteria and the one question that separate a true FinTech software partner from a risky vendor.
AI's real value is not faster execution but expanding what teams can reasonably explore, prepare, and understand — and the new bottleneck that creates around judgment.
AI rarely removes the cost of a product decision. It redistributes it — across teams, across reviewers, across edge cases nobody owns. A look at why so many AI features pass adoption while quietly making the organisation more expensive to run.
AI doesn't care. It doesn't reward struggle. It rewards clarity. And clarity is rare. What disappears first is not work, but cover.
Most AI products fail not because the model is weak, but because the organization hasn't decided who owns the risk, what errors are acceptable, and where the downstream cost will land.
The real question is not what AI agents can do, but what happens to accountability once a system is no longer assisting work but actively participating in execution.
Vibe coding and agentic development are two different ways of distributing risk, responsibility, and the future cost of change. Which one fits the system's stakes?
Most "feedback culture" implementations are not designed to increase truth. They're designed to reduce discomfort. That's why people quickly learn to weaponize the language.
01
02
03
Book 30 minutes with Mike to talk it through — or drop a topic by email and we'll get back.
